What is Comprehensive coverage?

If you purchase comprehensive coverage, your company will pay when there is damage done to your vehicle that is other than a collision, such as hitting a deer, fire, or vandalism.

We also have personal Automobile Plus Package available.  This is an additional coverage that it helpful if you travel a lot.  Covers the cost of trip interruption, identity theft, rental gap coverage and many others. Call us today to discuss this coverage.

What discounts are available?

Multi-policy, student away at school, good student, premier for safe drivers, paid in full, driver safety program, anti-theft device, multi-car, anti-lock brakes.

What are some additional coverages I might need?

Road trouble service, loan gap/lease gap, special tort Liability.

Do you have motorcycle Insurance?

Yes, we have several companies that we could quote you with.

What is the Umbrella policy?

The personal umbrella policy is designed to protect your personal assets from bodily-injury and property damage lawsuits. Protection extends not only to the person listed on the policy, but also to the relatives residing in the household and anyone else under the age of 21 residing in the household.

The personal umbrella is designed to increase personal liability protection over such policies as your Automobile, homeowners, mobile homeowners, recreation vehicle, watercraft, eligible rental property.

We can answer your questions about all the coverages that a personal umbrella policy would give you and if you need it.

Just about everyone would benefit from having an umbrella policy.

We also do farm umbrella coverage

What other policies do you offer?

Auto, Farm, Home, Life, Renter’s, Business, Tailored Protection Policy, Workman comp.

Who needs life insurance?

Just about everyone would need to have some form of life insurance.  It helps with final expenses, replacement of income, pay off a mortgage, pay for college, pay off debts and is a way to leave charitable contributions.

Is Life insurance expensive?

It is more affordable then what you might think.  There are many options available depending on your need.  We would discuss the many policies available for you and find the one that best suits your needs.  Plus, with the multi-policy discount it almost pays for itself.